How we conducted our
Agentic Experience scan

245

Companies audited

9

Industries

Scope

We tested 245 companies across 9 industries in Belgium and the Netherlands.

We let our agent explore their public digital channels, and gave it different top tasks, corresponding to the top tasks within each industry, based on keyword research.

Open an industry to see the tasks we asked an agent to perform, AND WHICH COMPANIES WE TESTED.

Retail

⌄

Public / Gov

⌄

Utilities

⌄

Finance

⌄

Insurance

⌄

Payroll & HR

⌄

Telco

⌄

Health

⌄

Public Transport

⌄

Close

Retail

Top tasks we asked an agent to perform, and the companies we put in front of it.

Read

Check product pricing

Read

Check product availability

Act

Add an order to cart

Belgium

Action

Albert Heijn

Aldi

Amazon

AS Adventure

Aveve

Bel&Bo

Bio Planet

Bol

Brico

C&A

Carrefour

Colruyt Group

Coolblue

Decathlon

Delhaize

Di

Dreamland

Fnac

Gamma

HEMA

H&M

Hubo

ICI Paris XL

IKEA

INNO

JBC

Krefel

Kruidvat

Lidl

MediaMarkt

Medi market

Okay

Primark

Spar

Standaard Boekhandel

Torfs

Vanden Borre

Zalando

Zara

Netherlands

Action

Albert Heijn

Aldi

Amazon

Bever

Blokker

Bol

C&A

Coolblue

de Bijenkorf

Decathlon

Dekamarkt

Dirk

Douglas

Ekoplaza

Etos

Expert

Gall & Gall

Gamma

HEMA

H&M

Hoogvliet

Hornbach

IKEA

JD Sports

Jumbo

Karwei

Kruidvat

Lidl

MediaMarkt

Omoda

Plus

Praxis

Primark

Spar

Trekpleister

Vomar

Wehkamp

Zalando

Zara

Close

Public / Gov

Top tasks we asked an agent to perform, and the companies we put in front of it.

Read

Do I qualify, and what does it cost or pay?

Read

What do I need to bring, and start the application?

Act

Book an appointment or start an application

Belgium

Actiris

Be.Brussels (regional portal)

Belgium.be (federal portal)

Enseignement.be (FWB)

FOD Economie SPF Economie (KBO BCE)

FOD Financien SPF Finances (MyMinfin)

FOD Mobiliteit SPF Mobilite (DIV)

Irisbox

Le Forem

Mon Espace Wallonie

Mypension

Omgevingsloket Vlaanderen

Onderwijs Vlaanderen

Politie Police

RVA ONEM

Service public de Wallonie (SPW)

VDAB

Vlaanderen.be (Mijn Burgerprofiel)

Wallonie.be (regional portal)

urban.brussels

Netherlands

Belastingdienst

CJIB

DUO

KVK (Kamer van Koophandel)

Kadaster

MijnOverheid

Omgevingsloket

Politie

RDW

Rijksoverheid

SVB (Sociale Verzekeringsbank)

UWV

Werk.nl

The agent first identifies the institution's most prominent citizen service, then runs the same three universal tasks against it.

Close

Utilities

Top tasks we asked an agent to perform, and the companies we put in front of it.

Act

Calculate a price

Act

Switch supplier

Act

Adjust a monthly payment

Belgium

Bolt

Dats 24

Ebem

Ecopower

Elegant

Eneco

Energie.be

Engie

Luminus

Mega

Octa

TotalEnergies

Trevion

Wase Wind

Netherlands

Budget Energie

Eneco

Engie Nederland

Essent

Frank Energie

Greenchoice

Innova Energie

Pure Energie

Tibber

Vandebron

Vattenfall

Zonneplan

Close

Finance

Top tasks we asked an agent to perform, and the companies we put in front of it.

Act

Simulate a car loan

Act

Simulate a house mortgage

Act

Open a bank account

Belgium

Argenta

BNP Paribas Fortis

Belfius Bank

Beobank

Crelan

Europabank

ING Belgie

KBC Group

Keytrade Bank

MeDirect Belgium

Triodos Bank Belgium

vdk bank

Netherlands

ABN AMRO

De Volksbank

ING Bank

Knab

NIBC Bank

Nationale Nederlanden Bank

Rabobank

SNS

Triodos Bank Nederland

bunq

Close

Insurance

Top tasks we asked an agent to perform, and the companies we put in front of it.

Read

Compare hospitalisation plans, or simulate a car insurance price

Act

Submit a damage claim

Belgium

AG Insurance

AXA Belgium

Allianz Belgium

Baloise

Belfius Insurance

Ethias

Federale Verzekering

KBC Verzekeringen

P&V

Vivium

Netherlands

Achmea

Aegon

Allianz Nederland

Centraal Beheer

FBTO

Interpolis

Klaverblad

Nationale Nederlanden

Unive

a.s.r

A conditional read task: whichever of the two the insurer actually sells.

Close

Payroll & HR

Top tasks we asked an agent to perform, and the companies we put in front of it.

Act

Request a payroll quote

Act

Register as self-employed

Belgium

Acerta

Attentia

Besox

CLB Group

Easypay Group

Group S

Liantis

Partena Professional

SD Worx

Securex

UCM

Xerius

Netherlands

ADP Nederland

Loket

Payper

Randstad Payroll Solutions

SD Worx Nederland

Tentoo

Visma Raet

"Register as self-employed" has no direct Dutch equivalent, so it fits the Belgian social secretariats better than the Dutch payroll providers.

Close

Telco

Top tasks we asked an agent to perform, and the companies we put in front of it.

Read

Compare mobile or internet plans

Act

Order a mobile or internet subscription

Act

Switch provider

Belgium

Base

DIGI

Mobile Vikings

Orange Belgium

Proximus

Scarlet

Telenet

edpnet

hey!

Netherlands

Ben

Delta Fiber

KPN

Lebara

Odido

Simyo

Vodafone

Youfone

Ziggo

Operators are measured on whichever of mobile or internet they offer.

Close

Health

Top tasks we asked an agent to perform, and the companies we put in front of it.

Read

Compare health funds

Act

Join a health fund

Act

Switch health fund

Act

Submit a reimbursement claim

Belgium

Christelijke Mutualiteit (CM)

HZIV CAAMI

Helan

Liberale Mutualiteit (LM)

Neutraal Ziekenfonds Vlaanderen

Solidaris

Netherlands

CZ

DSW

Menzis

ONVZ

Salland Zorgverzekeraar

VGZ

Zilveren Kruis

Zorg en Zekerheid

The Dutch entries are commercial health insurers measured against Belgian mutual-society tasks — a categorisation mismatch we flag rather than hide.

Close

Public transport

Top tasks we asked an agent to perform, and the companies we put in front of it.

Read

Look up a departure time

Act

Plan a journey

Act

Buy a ticket

Belgium

De Lijn

MIVB STIB

NMBS SNCB

TEC

Netherlands

Arriva

EBS

GVB

HTM

Keolis

NS (Nederlandse Spoorwegen)

Qbuzz

RET

Transdev Connexxion

how do we test for
agentic readiness‍

01 - discoverability

Can an agent reach you at all?

Whether anything answers a well-behaved agent.

02 - readability

Can a machine understand what it finds?

Whether content, prices, availability, ... are machine-readable.

03 - actionability

Can it acutally get the job done?

Actual user jobs-to-be-done, attempted for real. Every task lands on one of four outcomes, and failures name their blocker.

01 — Discoverability

Whether a compliant agent gets a reply at all, and what it finds when it does.

Signals we check
‍
robots.txt, sitemap.xml, llms.txt, security.txtWhether the server answers an identified agent at allLanguage coverage across the marketReached by a link, or only by guessing the URL

‍Why it matters for agentic readiness
‍
Everything else is downstream of this. An agent cannot evaluate what it never retrieves, and a company that never answers is not measurable at all. It’s simply invisible to agents.

02 — Readability

Readability here means readable by a machine, not plain language for people.

Signals we check
‍
- Are pages server-rendered, or JavaScript-only (= empty shells)?
- Text-to-markup ratio of what’s delivered
- Prices and key facts present in the raw HTML
- Structured data on the pageIs there a machine surface, like a public API, catalogue, MCP server, etc.
‍
‍Why it matters for agentic readiness‍
Being reachable is not the same as being understood. Agents route around ambiguity: when two providers give the same answer and one is unambiguous, the unambiguous one wins. This is where most of the damage is done, and it is rarely anyone’s decision. It’s often a front-end architecture choice that happens to make you unreadable.

03 — Actionability

Actionability means whether a real customer job can be completed.

Signals we check
Per sector we define the jobs people actually come for — compare plans, switch provider, open an account, request a quote, buy a ticket. And an agent attempts them starting from nothing but your name and your homepage. Each task is either informational (look something up) or transactional (act).To complete the tasks, the agent is given a realistic profile about their user (as memory.md), like residence, typical monthly spending on telco or utilities, etc.

‍Why it matters for agentic readiness
‍
This is really what being agentic is truly about. This is the difference between being read about and being chosen. A company an agent can find and understand but not transact with is a billboard without a door.

how
our audit
runs

LAYER 01

The probe: no judgement at all

A script fetches your robots.txt, sitemap, llms.txt, security.txt, your homepage and the pages each task needs, then measures them: server-rendered or not, how much text is in the markup, whether prices are really there, structured data, language coverage. Same company, same day, same numbers. This feeds five of the six dimensions.

LAYER 02

The agent: a real attempt

An agent is given your name and your root URL and nothing else, then tries the sector's jobs the way a customer's agent would.

Each attempt gets one outcome from a fixed five-point scale and, if it failed, a blocker from a closed list. No free-text verdicts, so results can be counted.

RULE 01

We measure,
and we don’t estimate

Every number in a report comes from the script. The model's only job is to classify what happened against fixed anchors. It never invents a score, and read and act tasks are never averaged into one flattering average.

RULE 02

We identify as an agent

We send a truthful, identifying user agent and never disguise ourselves as a browser. If a site serves a person and refuses us, that refusal is the agent experience. We record it as a result, not an error.

Results

There are two ways we report agentic readiness. The kind of experience an agent encountered. And how far it got across that company's tasks.

types of agentic
experiences

Invisibles

An agent cannot reach or read them, they are just not part of the conversation.

Informers

Agents can get in and answer a question, but they cannot complete a job.

Of which

Showroom

Everything on display but no till. Usually by accident.

Gatekeeper

The task can only be completed behind a login, identity app, or in a dedicated app. Deliberate, every time.

Actors

Agents can complete at least one job end to end.
Always a decision to point outwards.

the verdict

Blocked on all

An agent is stopped on everything it tries.  The agentic experience is a dead end.

Blocked on most

An agent is stopped on most of what it tries.

Blocked on some

An agent can advise on some tasks but is blocked on others. The agentic experience is very uneven.

Advises all

Agents can advise on every task, but complete none of them. The agentic experience is purely informative.

Completes a job

Agents can finish most tasks people want to get done.

How ready is the Benelux?

See the results

How IS youR Industry doing?
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how you
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